Disclosure Statement

As professional advisors, we gather information about your company and your company’s future plans and objectives. We recommend products based on your current situation and review your plan on an ongoing basis.

We are insurance agents duly licensed in the Provinces of Alberta, Ontario and British Columbia. Our agents own our company independently, and no insurance company has any financial interest in our organization. Keyser Financial Inc. does not have a significant interest in any insurance company.

We offer products for a number of underwriters including Sun Life Financial, Blue Cross, Manulife Financial, Standard Life, Canada Life, Empire Life, RBC Life, as well as others.

The company that offers the product/s you choose will pay us. We are paid by a sales commission for most products at the time of sale, and may receive a renewal (or service) commission if you retain that product with the company. Although we could work for fees we are motivated by what we accomplish and believe that fees for advice limit the effectiveness of our services.

We take the potential of a conflict of interest seriously. We will notify you if there is a conflict of interest of which we become aware in regards to our services. Our services will take into consideration your insurance and financial needs.

Please contact us for any additional information.